With MOBIS what matters most is not your car model or age, but whether you're a good driver.

With MOBIS, good drivers can save and benefit from:

• Insurance at a competitive price, tailored to your car's characteristics;
• Discount on premium when there are no claims.

But this isn't all there is to MOBIS advantages:

With Mobis TOP, if you choose to use the Recommended Auto Repair Shops network you'll not only get better prices for your insurance premium but also, in the event of crash, collision or rollover, your premium won't increase the first time you're held liable in an accident.

We also offer 24/7 Travel Assistance to persons and vehicle, from your doorstep (Km zero), available in 2 options (Basic Option and Full Option) so you can choose which one fits you the best. With the Full Option, you will get the following covers and more:

• Lack of fuel;
• Car keys misplaced, stolen or left inside the vehicle:
• Tire replacement.

In MOBIS conventional protection you can still add extra services to you motor insurance, where it's possible to add 3 optional services packs:

Plus a Replacement Vehicle cover that can be triggered in case of accident. And now also in case of breakdown!

Read more about MÓBIS and find out how much you can save for being a good driver!​​​​​​

The Car Protection premium will depend on the characteristics of the vehicle, user driver, chosen option and deductibles, and number of years without accidents.

Run a simulation here.

With three levels of added protection and advantages, MOBIS is the car insurance plan for good drivers:

Options (Cars):

• MOBIS Mini - this Option answers your concern about only having third-party insurance of Civil liability by including Travel Assistance and Legal Protection coverage.
• MOBIS Extra - your insurance can offer you and your car even more protection. On top of the MOBIS Mini covers, you also get a Passengers cover. You may also choose to take out the optional One-off Breakage of Glass, Theft or Larceny and Replacement Vehicle (from Accident and from Breakdown) covers.
• MOBIS Top - if your car is more than a simple means of transportation to you, then this is the option you're looking for. You'll have access to a very wide range of covers that provide effective protection against damage to your vehicle whilst ensuring passenger comfort.
  But this option offers you more: if you choose from the Recommended Auto Workshop network, you'll not only enjoy better prices in the event of crash, collision or rollover, but your car insurance premium won't increase for the first year
  

But this option offers you more: if you choose to use the Recommended Auto Repair Shops network you'll not only get better prices for your insurance premium but also, in the event of crash, collision or rollover, your premium won't increase the first time you're held liable in an accident.

Also learn about the solutions we've got for 2-wheeled vehicles!

Covers and Sums Insured

⁽¹⁾ This sum indicates the insurer's maximum responsibility and includes the minimum sums required by law to cover for bodily injury and material damage.
⁽²⁾ Maximum 30 days per year.
⁽³⁾ Maximum 5 days per incident and 10 days per year.

¹ This sum indicates the insurer's maximum liability and includes the minimum sums insured required by law to cover for Bodily Injury and Material Damage.

Deductibles in case of accident

Malus Bonus Scheme

The covers subject to surcharge/deduction for accidents (Malus Bonus) are:

• Public Liability;
• Crash, Collision and Rollover.

General Terms and Conditions

There are exclusions provided for in the policy.
This information does not waive the consultation of the legally required pre-contractual and contractual information.

1. Sign up here or in the Millennium App
2. By post (you must print, fill in and send the Proposal Form). To send us your application you must:
   
   • Read the Móbis General and Special Terms and the Insurance Product Information Document;
   • Print and fill in the Móbis Proposal Form;
   • Sen the Proposal Form to the address:
     Ocidental
     Praça Príncipe Perfeito 2,
     1990-278 Lisboa
3. At any Millennium bcp branch.
   

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